My best friend is bringing a lawsuit against my homeowners insurance- A letter from Jessica

Danice Akiyoshi

By Danice Akiyoshi N.D.

Q: My best friend is bringing a lawsuit against my homeowners insurance because she fell down at my house when she got drunk at my Fourth of July street party. There was nothing dangerous in her path, she just had too many Margaritas and fell off her own high heels. She says she has to sue my homeowners insurance because she’s been getting therapy on her hip and knee and doesn’t want to pay for it.  She said I’m being stupid for being mad because it’s just my insurance company and not me personally.  I think I’m ready to discontinue this friendship.  Am I too sensitive?  This doesn’t seem fair.

A: Your friend lacks personal integrity and the ability to take personal responsibility for her own actions.  These are not qualities that most people enjoy in their friendships.  If your friend had been injured on your property due to an unsafe condition then I would be totally on board for your homeowners insurance to become involved.  This is not attractive behavior in my opinion. Yes, take her off of your guest list for future parties and move on.  Holding a grudge over something like this would be a waste of your valuable time.  Let your insurance company sort it out after you give them your side of the story.