By Danice Akiyoshi, N.D.

Dr. Danice Akiyoshi

Dear Dr. Akiyoshi:

I am in my early 20s.  I have worked as a secretary for my uncle’s company since I graduated high school.  I have finally saved enough money for the down payment to buy a new car.  When I was applying for the financing, I discovered that my uncle used my social security number and credit to buy himself a car.  When I confronted him, he admitted that he didn’t have enough available credit to buy his car.  He said I would have no problem getting financing because he would co sign for me.  He also asked me not to tell my dad (his brother) about what he did.  Now I don’t trust my uncle, but I don’t want to lose my job.  Please help me know what to do.

-Theresa

Dear Theresa:

I’m just going to come right out and say it.  Your uncle is a criminal and a rotten relative.  What he did is illegal and you could easily press charges against him.  He has no right to “borrow” your social security number, along with your financial identity to buy himself a car.  At your young age, I’m doubtful that you have the developmental skills to know how to deal with a person like this.  He has no regard for your well-being and you should definitely tell your dad what has happened.  I think you’re going to need someone with experience to help you correct this situation.  Start looking for a new job immediately.  Do not rest until his fraudulent charges are cleared from your credit.  This is so important for your future.  Good Luck.

-Danice Akiyoshi, N.D.

Danice Akiyoshi is a Naturopathic Doctor and the head of Candid Coaching Service. She offers personal coaching services relating to all types of issues and concerns. This is a letter she received from an anonymous reader. To send a question to Danice, email her at straighttalk@candidcoachingservices.com. You can also visit her website at http://www.candidcoachingservices.com.